Terms of Service

GrepLending

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Last Updated: January 2025

Welcome to GrepLending ("we," "our," "us"). By accessing or using our website, tools, forms, or services (collectively, the "Service"), you agree to the following Terms of Service ("Terms"). Please read them carefully.

If you do not agree to these Terms, do not use our website or services.

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1. Overview of Our Service

GrepLending is a financial products discovery website. We provide:

• General information about consumer lending options.

• Links to third party lenders and affiliate partners.

• Basic comparison and educational resources.

We are not a lender, broker, financial institution, or financial advisor. We do not underwrite loans, make credit decisions, or guarantee approval for any financial product.

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2. Eligibility

You must be:

• At least 18 years old, and

• A resident of the United States.

You represent that the information you provide is accurate and truthful.

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3. No Financial Advice

Information on our website is for educational and advertising purposes only. Nothing on this site constitutes financial, legal, or professional advice. You are responsible for evaluating third party products and services.

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4. Third Party Links and Affiliate Relationships

Our website contains links to third party lenders, financial institutions, and affiliate partners. When you click a link or submit information directly to a partner, you:

• Leave our website, and

• Become subject to the partner’s own terms, disclosures, and privacy practices.

We are not responsible for any third party content, decisions, or actions.

We may receive compensation when you click on or apply for an offer through our affiliate partners.

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5. User Information and Submissions

If you submit information to GrepLending (e.g., form entries for lender matching):

• You grant us a non-exclusive, royalty-free license to use the data for providing and improving our Service.

• You agree that GrepLending may share this information with third party partners only as described in our Privacy Policy.

You are responsible for ensuring the information you provide is accurate.

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6. Prohibited Conduct

You agree not to:

• Misuse our website or attempt to disrupt its functionality.

• Use the Service for fraudulent or illegal activities.

• Provide false or misleading information.

• Attempt to access non-public parts of the system.

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7. Disclaimer of Warranties

The Service is provided “as is” and “as available.”

We make no guarantees regarding:

• Loan approval outcomes,

• Accuracy of third party information,

• Timeliness or completeness of data.

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8. Limitation of Liability

To the maximum extent permitted by law, GrepLending is not liable for any damages arising out of:

• Your use of the website or services,

• Third party websites or decisions,

• Errors, downtime, or inaccuracies.

Your sole remedy is to discontinue use of the Service.

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9. Indemnification

You agree to indemnify and hold harmless GrepLending, its owners, and its affiliates from any claims, damages, or losses arising from your use of the Service or violation of these Terms.

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10. Changes to Terms

We may update these Terms occasionally. Continued use of the Service constitutes acceptance of the updated Terms.

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11. Governing Law

These Terms are governed by the laws of the State of Kentucky.